By E. L. Stewart Patterson
Edward Lloyd Stewart Patterson (1869- 1932) used to be a Canadian writer. He was once Superintendent of jap Township Branches, Canadian financial institution of trade. His works contain Banking ideas and perform (1917). "It will be most unlikely in the slim confines of 1 quantity to deal exhaustively with so wide an issue as that of Canadian banking perform, however it is was hoping that the components of this topic handled herein should be came upon to be handled with due regard to their relative significance, and that no fairly crucial details has been missed. "
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Extra resources for Banking Principles and Practice (Dodo Press)
21 Liabilities of customers under 25 letters of credit as per contra .............. 15 Chief Accountant. and that to the best of our knowledge and belief it is correct, and shows truly and never, at any time during the period to which the said return relates, held in DominPresident. General Manager. Figure 2 - continued Individual Statement 7. Payments To The Minister Of Finance Upon Dissolution Of A Bank (Sections 115-116) The liquidator of a bank must, after three years, pay to the Minister of Finance all amounts due to shareholders or depositors remaining unclaimed, together with all interest due.
A branch bank, when discounting bills payable at another branch, may take commission, in addition to interest, to an amount not to exceed 1/8 of one per cent; minimum, 15 cents. In discounting bills drawn on places where a bank has no branches this rate may be increased to 1/4 of one per cent; minimum, 25 cents. 4. Deposits (Sections 95-98) A bank may receive deposits from any person, whether qualified by law to contract or not, and may repay the same to such person unless the money is lawfully claimed by another.
115 An examination of the average circulation shows a more or less steady annual increase from $50,000,000 in 1901 to $100,000,000 in 1912, and there is only one break in the upward tendency. In 1907 the average had reached $76,000,000, but in 1908 dropped to $71,000,000, a loss of $5,000,000, which was not fully covered even in 52 Banking Principles and Practice 1909 with its banner crops, the average for that year being $74,000,000. Any departure from the normal in the monthly course of the circulation can be traced to seasonal or temporary reasons, which do not, as a rule, affect the year as a whole, and can generally be ascribed to purely Canadian causes; but the check in the annual increase and the decrease in the volume of the circulation tell a different and more serious tale, generally that of unwise speculation and its inevitable finale.